Get Yourself Covered First. No Matter How Small.
By law, every passenger on a Philippine domestic ferry is insured from the moment they board, for at least ₱200,000 in case of death. That amount was never meant to be a family’s whole plan.
By law, every passenger on a Philippine domestic ferry is insured from the moment they board, for at least ₱200,000 in case of death. That amount was never meant to be a family’s whole plan.
Premiums grew 17.9% in the first half of 2026. Benefits paid out grew faster — 19.5%. That gap between the two numbers is the more interesting story.
A ₱2 trillion flood-control scandal, a record-low poverty rate, and the missing half of the plan every Filipino family was taught to skip.