What If Your Family Doesn’t Know Which Policies You Have?
Insurers say benefits sit unclaimed when beneficiaries don’t know a policy exists. What counts as cover, what a death claim needs, and questions to ask at home.
Insurers say benefits sit unclaimed when beneficiaries don’t know a policy exists. What counts as cover, what a death claim needs, and questions to ask at home.
Life insurers collected ₱229.98 billion in six months and cover 55% of Filipinos. Here is what those numbers say, and what they leave out, for your household.
By law, every passenger on a Philippine domestic ferry is insured from the moment they board, for at least ₱200,000 in case of death. That amount was never meant to be a family’s whole plan.
Premiums grew 17.9% in the first half of 2026. Benefits paid out grew faster — 19.5%. That gap between the two numbers is the more interesting story.